Important Information on Filing Your Claim in the Aftermath of Hurricane Melissa

We understand that the aftermath of Hurricane Melissa has brought uncertainty and hardship to many across Jamaica. Know that the CG United Team stands with you during this difficult time, fully committed to supporting your recovery.

If you have experienced loss or damage as a result of Hurricane Melissa, helping you get back on your feet is our utmost priority. We recognise the challenges you may be facing and encourage you to prioritise your safety above all else.

To get started on filing your claim, we kindly ask that you:

• Document any damage with photographs and videos, if conditions allow.

• Access our claim forms here; these forms may be completed and submitted with supporting documentation.

• Alternatively, completed claim forms and supporting documentation can be emailed to claimsjm@cgcoralisle.com or given to your broker.

If you need further assistance or clarification concerning the claims procedure, please don't hesitate to reach out—our team is available:

- By telephone at 876-633-7085

- Via email at claimsjm@cgcoralisle.com 

- You can also contact your broker directly.

For those experiencing difficulties with telephone or internet access, our office doors are always open to you for walk-in visits, Monday to Friday, from 8:30 AM to 5:00 PM.

We urge you to notify us or your broker of any losses immediately as prompt notification allows us to offer support and solutions as quickly as possible.

Thank you for trusting CG United with your insurance needs. We are committed to standing by our clients and the Jamaican community through the rebuilding journey ahead.


Hurricanes Are Unpredictable. Your Protection Shouldn’t Be.

Don’t let a storm catch you off guard. Make sure you have the right insurance for your needs.

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Completely cover your home - inside and out

Building Protection

If a covered incident occurs, your policy pays to repair or rebuild your home and any attached structures like your garage or garden walls. It’s important to reevaluate your policy regularly to avoid being underinsured.

Example: Your roof caves in due to a windstorm and destroys your kitchen. We will pay for the repair of your roof and kitchen, up to your policy limits.

Contents Protection

Contents insurance will help you to repair or replace items that have been damaged or lost due to an insured event. This cover is recommended for both renters and homeowners.

Example: A fire damages your stove, kitchen table, refrigerator, and more. We will pay to repair or replace the items damaged in the fire up to your policy limits.

Loss of Rent and Alternative Accommodation Costs

If you are unable to live in your home due to an insured event, your policy will pay for you, your family and your pets to stay elsewhere whilst it is being repaired. If the house was rented out, cover is provided for lost rental income.

Example: A tree falls on your home and causes structural damage. We will pay for your hotel until repairs are completed, subject to your policy limits.

Liability Cover

Liability cover pays for expenses related to damage or injuries that you or your family member have caused to others while they are on your property.

Example: A mail carrier falls on your porch and injures themself. If you're found to be liable for the injury, we will cover the resulting costs up to your policy limits.

Is Your Home at Risk Due to Underinsurance?

Before & after the storm, we are here for you with prep for the storms ahead.

Water

1 gallon per person, per day

Useful Tools

Non-perishable foods

Sanitation items

Flashlights

Copies of personal information

Battery powered or hand-crank radios

Cell phones with chargers

Extra batteries

Fuel for generators or automobiles

First aid kit

Personal hygiene items

Medications

Extra cash

Download Your Emergency Prep List

Connect with your Local Representative